Top Family Funeral Policies in South Africa 1. Old Mutual Family Funeral Plan Cover Amount: Up to R70,000 per person Premiums: From as little as R35/month Benefits: Includes parents and extended family Cash payout within 24 hours Optional cashback benefit every 5 years Premium holiday after policyholder’s death 2. Assupol Family Funeral Cover Cover Amount: … Read more
Running a small business in South Africa is exciting—but it also comes with real risks. Whether you own a boutique, run a consultancy, manage a fleet of delivery vehicles, or operate an online store, having the right insurance for small businesses is essential to protect your company from financial ruin due to unforeseen events. In … Read more
Climate change is rapidly altering the risk landscape in South Africa. From droughts and floods to unpredictable rainfall patterns, extreme weather events are becoming more frequent and severe. Traditional insurance models, which rely on lengthy claims processes and damage assessments, often fall short in providing timely financial relief. This is where parametric weather insurance steps … Read more
As the world moves toward sustainable and environmentally responsible living, the insurance industry in South Africa is also evolving. One of the most promising developments is the rise of green insurance products—policies designed to support eco-friendly practices and protect the environment. In this article, we explore what green insurance means, the types of sustainable insurance … Read more
As the world moves toward sustainable and environmentally responsible living, the insurance industry in South Africa is also evolving. One of the most promising developments is the rise of green insurance products—policies designed to support eco-friendly practices and protect the environment. In this article, we explore what green insurance means, the types of sustainable insurance … Read more
In today’s fast-paced digital economy, protecting your company with the right insurance is no longer optional—it’s essential. Whether you’re a startup founder, freelancer, or established entrepreneur, online business insurance quotes in South Africa make it easier than ever to find the right coverage for your unique needs. This guide explores everything you need to know … Read more
Managing a chronic illness in South Africa can be both emotionally and financially challenging. From monthly prescriptions to specialist consultations, chronic conditions like diabetes, asthma, hypertension, and arthritis require continuous, quality care—and without proper medical aid, costs can spiral quickly. Fortunately, many South African medical aid schemes offer comprehensive chronic illness benefits, ensuring members have … Read more
Car insurance in South Africa is evolving rapidly, and one of the most exciting innovations is usage-based car insurance (UBI). With the rise of digital tracking and telematics technology, insurers are now offering smarter, more personalised pricing based on how, when, and how far you drive. If you’re a low-mileage driver, a cautious commuter, or … Read more
In South Africa, quality healthcare is often associated with high costs, especially when considering private medical care. However, not everyone can afford comprehensive medical aid—this is where affordable hospital plans come in. Hospital plans are a smart and cost-effective solution for individuals and families looking to access private hospital treatment without the hefty monthly premiums … Read more
Many South Africans renting apartments, townhouses, or freestanding homes make the mistake of assuming insurance is only for homeowners. But the truth is, home insurance for tenants in South Africa—also known as renters insurance or contents cover—is just as important. From theft and fire to burst pipes and accidental damage, your landlord’s insurance covers the … Read more
Planning for the future is one of the greatest acts of love, especially when it involves ensuring your parents are treated with dignity and care in their final moments. If you’re looking for funeral cover for parents over 60 in South Africa, this comprehensive guide will walk you through the benefits, options, costs, and things … Read more
The South African insurance landscape is undergoing a digital transformation—at the heart of this revolution is AI-powered insurance quotes. Gone are the days of filling out endless paperwork and waiting days for a broker to get back to you. Artificial intelligence is now streamlining the quote process, offering real-time, personalised insurance quotes that are accurate, … Read more
In the rapidly evolving landscape of motor insurance, telematics car insurance in South Africa is changing the way premiums are calculated. Also known as usage-based insurance (UBI) or pay-how-you-drive insurance, telematics cover uses advanced technology to track driving behavior and reward safe drivers with lower premiums. With increasing interest in smart, data-driven solutions, South African … Read more
With extreme weather events becoming more frequent across the country, flood insurance in South Africa is no longer just a nice-to-have—it’s a necessity. Torrential rains, overflowing rivers, coastal surges, and flash floods are causing widespread damage, especially in areas like KwaZulu-Natal, the Western Cape, Gauteng, and parts of the Eastern Cape. Despite this growing … Read more
In today’s fast-paced world, digital insurance platforms in South Africa are transforming the insurance landscape. Gone are the days of long queues, complex paperwork, and waiting weeks for policy approvals. Now, thanks to the rise of technology-driven platforms, South Africans can compare, purchase, manage, and claim insurance online with just a few clicks. Whether you’re … Read more
Applying for life insurance often feels intimidating, especially when it includes medical exams, blood tests, and endless paperwork. Thankfully, life cover with no medical exam in South Africa is a growing trend, offering fast, easy approval for people who want protection without the delays and discomfort. Whether you’re young and healthy, managing a pre-existing condition, … Read more
Choosing the right medical aid plan in South Africa can be overwhelming. With so many providers, benefit options, and pricing structures, it’s easy to get lost in the details. Whether you’re a young professional, family, student, or retiree, the key to finding the best plan is knowing how to compare medical aid schemes based on … Read more
Car insurance doesn’t have to be one-size-fits-all. If you’re someone who doesn’t drive often, Pay-As-You-Drive (PAYD) insurance in South Africa might be the smart, budget-friendly option you’ve been looking for. This type of insurance rewards low-mileage drivers with lower premiums, offering flexible and affordable car insurance based on actual vehicle usage. In this comprehensive guide, … Read more
Car insurance is not just a legal necessity in South Africa—it’s a smart investment in financial protection. However, many motorists struggle with the high cost of premiums. The good news? Cheap car insurance in South Africa is possible if you know what to look for, how to compare quotes, and which factors influence the price. … Read more
In times of loss, the last thing families should worry about is financial pressure. That’s why funeral cover with no waiting period has become one of the most sought-after insurance options in South Africa. It provides instant peace of mind—knowing your loved ones will receive financial assistance without delays. In this article, we explore how … Read more
As the digital landscape rapidly evolves, South African businesses—regardless of size—are facing an increasing wave of cyber threats. From data breaches to ransomware attacks, cybercrime is no longer a distant risk but a daily reality. Cyber insurance in South Africa has emerged as an essential safety net, helping companies manage the financial and reputational fallout … Read more
Insurance is meant to provide peace of mind — a financial safety net when things go wrong. But for many South Africans, the claims process can feel stressful, confusing, and at times, frustrating. Whether it’s a claim for a car accident, stolen property, medical expenses, or home damage, knowing how to claim successfully from your … Read more
In today’s hyper-connected world, cyber threats are a reality every business must face. For South African companies in 2025, investing in cyber insurance is no longer optional — it’s essential. With cyberattacks growing in frequency, sophistication, and cost, having the right protection could mean the difference between surviving a cyber incident and closing your doors … Read more
Choosing the right insurance policy — whether for your car, home, health, business, or life — can be overwhelming. That’s where an insurance broker steps in: they are experts who can help you find the best coverage tailored to your specific needs. However, to truly benefit from their expertise, you must know the right questions … Read more
In 2025, more South Africans are recognizing the importance of pet insurance. Veterinary care is becoming increasingly advanced — and expensive — making pet insurance a smart investment for any responsible pet owner. Whether you have a playful puppy, a curious kitten, or a senior pet with special needs, having the right insurance policy can … Read more
Load shedding — the deliberate rolling blackouts implemented to conserve electricity — has become a part of daily life for many South Africans. While it’s a frustrating inconvenience, few homeowners realize how load shedding can directly impact their home insurance policies. Frequent power cuts can lead to property damage, fires, burglaries, and electrical surges — … Read more
Choosing the right health insurance for your family is one of the most important decisions you’ll make when living in or relocating to South Africa. With a range of public and private healthcare options, understanding the various family health insurance plans available can be overwhelming. However, with the right information, you can find a policy … Read more
Planning a trip to South Africa is an exciting adventure filled with safaris, beautiful coastlines, vibrant cultures, and breathtaking landscapes. However, whether you’re exploring Cape Town’s bustling streets, embarking on a wildlife expedition in Kruger National Park, or indulging in the serene beaches of Durban, ensuring you have the right travel insurance for South Africa … Read more
Medical costs in South Africa are high — and even if you have a solid medical aid plan, you might still face hefty out-of-pocket expenses when undergoing hospital treatment. This is where gap cover comes in. Often misunderstood or overlooked, gap cover is a critical safety net that can protect you from unexpected medical bills … Read more
Insurance is a vital part of financial planning, providing protection for your property, health, and loved ones. However, the cost of premiums can add up quickly, especially if you’re not actively seeking ways to reduce your insurance expenses. In South Africa, where insurance premiums are affected by various factors such as risk levels, market competition, … Read more